Fluent Focus

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The myths and facts of equity release

Aaron Conlon, Managing Director of Fluent’s Equity Release division, discusses the performance of the later life lending sector throughout quarters 1 and 2 of 2023, how the sector has evolved and considers the myths and facts of later life lending. Later life lending: A flourishing landscape When the Default Retirement Age was scrapped in 2011, … Continued

The past, present and future of bridging

There’s no doubt that we faced a challenging year in 2022. Rising interest rates, a cost-of-living crisis and political instability put the wider economy under pressure. The property industry was not immune to this; mainstream lenders struggled to lend, while many borrowers faced fresh affordability issues. But, despite the negative sentiment, the bridging market went from strength … Continued

Are you prepared for the new Consumer Duty?

With January behind us and our 2023 business plans launched, we are approaching, at speed, the introduction of the FCA’s new ‘Principle 12’ on Consumer Duty. Consumer Duty is the largest shake up in FCA regulation in over a decade and represents a completely different viewpoint on how to treat customers fairly. Across financial services, … Continued

Say hello to our new intermediaries brand: Fluent Partners

In a new era of financial services, we have evolved to become Fluent Partners. After several months of hard work behind the scenes, we’re proud to finally share our new brand proposition with you. Our rebrand and fresh, new identity marks an exciting new era for the B2B arm of Fluent Money. Formerly known as … Continued

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6 top tips on using ChatGPT to supercharge your marketing

Jimmy Govan, National Sales Manager at MPowered Mortgages, shares his top tips on how brokers can use ChatGPT to improve their marketing strategy. AI is an increasingly hot topic at the moment, and ChatGPT is often at the core of these discussions. It’s changing the way many companies do business, and many brokers are now … Continued

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Managing Director of Fluent Money’s Equity Release division, Aaron Conlon, broadens his role to support MAB in driving the growth and expansion of new later life lending proposition Mortgage Advice Bureau (MAB) has announced a series of new appointments within its mortgages and later life lending team.  In addition, and as part of these changes, … Continued

The changing face of cyber security

Clearly, no business is immune to cyber risk irrespective of its size and industry. And since the digital world is constantly changing, software and networks are always developing loopholes for attackers to seek and exploit. As a Fintech finance broker, we have built cyber security into our product, and all our operations. Now a strong … Continued

Helping your clients through the cost of living squeeze

Just as we start to see the effects of the global pandemic ease, we are thrown into a new challenge that will once again affect us all – the rising cost of living. With ever increasing retail and energy prices affecting millions of households, naturally, many people may need to raise additional funds.    Inflation has … Continued