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Fluent mortgages

Help your clients buy their dream home


Why refer to Fluent Mortgages?

If you don’t offer mortgage advice, there’s a chance you’re missing out on business. By referring a client to Fluent, our mortgages team can help your client find the right mortgage – allowing you to strengthen your relationship with clients and adding a new income stream that requires very little work. So why not refer your potential mortgage clients to Fluent?
We take pride in our customer service, and your client will have access to our 5 star-rated teams through the whole process. We work with a huge range of lenders to find the right deal for your client – but don’t worry, you’ll get the commission if we broker the deal for you.

  • Earn market-leading commission
  • Dedicated case manager for you and your client
  • Experts in both the residential and buy-to-let market
  • Proven 5* customer service

How to go about a referral?

Opportunity: Your client asks you about (or you suggest they may benefit from considering) a mortgage

Referral chat: You say you don’t offer this type of advice, but you say you work in close partnership with Fluent Money who are mortgage experts. You ask them if you should get someone from their friendly team to give them a call for a no obligation chat.

Refer: If they say yes, simply make the referral here by giving us a few client details. Just let us know if you want us to deal directly with the client, or you want to chat to us first about their situation.

Track: Find out how the referral process is going anytime on our case tracking portal, Fluent View.

Commission: On case completion, receive a generous commission payment.

What benefits are there for my client?

  • Access to exclusive mortgage products
  • Experienced and knowledgeable mortgage advisers who can place specialist cases
  • Market-leading smartphone app so your client can track their application 24/7
  • Regular application updates from our team
  • Dedicated case manager to streamline the entire process
  • We have self-employed and adverse credit specialists
  • We’re experts in both the residential and buy-to-let market to help your clients, whatever their situation
  • Proven 5* customer service – our customers rate us 4.8 on Trustpilot

Case Study – Mortgages

At Fluent, we’re proud to be mortgage experts. Read how we were able to place a challenging mortgage enquiry from one adviser:

A broker introduced a mortgage enquiry he was struggling to place. The clients had credit difficulties and had been in a debt management plan for more than 2 years. Their combined defaults were in excess of £60,000.

Mr xxxxx is employed, works in Norway and is paid into a UK bank account. The clients were looking to downsize their current property and clear their debts, but still needed a mortgage of £100,000 over 12 years due to their ages at 53 and 58 years old.

However, the credit search discovered a new CCJ within the past 12 months that seriously hampered all options.

The initial response wasn’t great. However, after continuous referrals and persistence with arguments showing that the downsize in property value would clear all the clients’ credit commitments and outstanding defaults, our highly experienced mortgage adviser did manage to get an agreement in principle placed with one of our specialised lenders from our panel.

Thanks to our adviser, we managed to arrange a £100,000 mortgage for the clients on an initial 2 year fixed rate at 3.6% that was within the clients’ budget. Their impaired credit issues have been cleared and, provided that they keep their profile up-to-date, we feel confident that we can obtain an improved product for the clients in 2 years when their fixed rate period completes.


Ready to refer?

If you think your client could benefit from some mortgage advice from Fluent, get in touch today and we’ll do the heavy lifting to find the right deal for your client. It couldn’t be easier!

Our Partners

We work with a wide range of lenders to offer the best possible solution for your clients’ financial needs.

HL Partnership
legal and general
MCI Club
SimplyBiz Group
The Right Mortgage
Mortgage Brain
Lighthouse group

Don’t Forget the MyFluent App

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Follow the progress of their application online

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Stay in touch with their case manager

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Speed up the loan process with electronic I.D checks

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Our customers give us 5 stars

We’re one of the UK’s favourite finance brokers. Don’t believe us? See what our customers have to say:

Need more information?

Our team is here to help. If you have any questions about our mortgages, get in touch today.