Worried about rising energy costs and your finances?


Always remember, if you use more, you’ll pay more. You can also improve the energy efficiency of your home with double glazing and insulation.

If you’re struggling financially, worried about how the rising energy costs may impact your finances, or would like to finance any home improvements to make your home more energy efficient – talk to our specialist team today! We’ll offer no-obligation impartial advice, with the best options for you and your circumstances.

Why choose Fluent Money?

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We’re 5 star TrustPilot rated
Find out what our customers say about us

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We’re friendly UK-based loan experts
You’ll be assigned a dedicated case manager to help deal with your application from beginning to end

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We’ll keep you in the picture
You can check your application and loan progress 24/7 with our industry-leading smartphone app

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We present you with options, not problems
Our many years’ experience means our friendly experts know how to find the right loan for you

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Our Awards

lg mortgage awards winner 1
lg mortgage strategy winner
lg mortgage awards winner 3
lg fsf awards winner 1
lg mortgage awards winner 2
lg fsf awards winner 2
lg moneyfacts winner
lg fsf awards winner 3
northern tech
Effective use of a small budget award