Shared Ownership Mortgage

Buying your home through shared ownership means that you can part buy, part rent it. Fluent Money are market leading mortgage brokers who specialise in helping customers get on the property ladder.

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Is shared ownership right for you?

If you are looking to purchase your home and you only have a small deposit to put down then shared ownership could be a suitable option for you.

With shared ownership you start off by purchasing a share of your home, most schemes will enable you to buy a share of between 10% and 75% of the property value. The other remaining share (to which you pay rent on) is owned by your de facto landlord who would typically be the developer who built the property or a local housing association.

After you have bought your initial share you can then go on to purchase further shares in your property.

It is important to weigh up all of the different costs before purchasing a property through shared ownership. Fluent Money mortgage advisers are familiar with the types of schemes available and will be able to walk you through the application process, highlight any important considerations and answer any questions you may have.

Why choose Fluent Money if you are looking to purchase your home on a shared ownership basis?

  1. Work with specialists in shared ownership mortgage applications
  2. Fully qualified CeMap advisers
  3. Receive help and advice from your own personal mortgage expert
  4. Gain access to our most competitive deals available
  5. Our advisers will quickly get to grips with any complex requirements you may have
  6. We’re dedicated to making sure your application proceeds smoothly
  7. A simple, transparent and quick  application process
  8. No obligation advice, arrange a free call now
  9. Our advisors aim to find the lowest rate
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Get a free no obligation quote

Our expert advisers are here to help. Fill out our contact form and arrange a free call for a time that suits you.

Why choose Fluent Money?

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We’re 5 star TrustPilot rated
Find out what our customers say about us

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We’re friendly UK-based loan experts
You’ll be assigned a dedicated case manager to help deal with your application from beginning to end

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We’ll keep you in the picture
You can check your application and loan progress 24/7 with our industry-leading smartphone app

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We present you with options, not problems
Our many years’ experience means our friendly experts know how to find the right loan for you

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Why our customers recommend Fluent Money

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